<?xml version="1.0" encoding="UTF-8" standalone="yes"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml"><url><loc>https://helpcenter.affirm.ca/ca/s/article/signing-out-of-the-Affirm-app-and-website-ca?language=en_US</loc><lastmod>2026-06-29T21:41:05.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/report-unauthorized-affirm-account-or-plan-ca?language=en_US</loc><lastmod>2026-07-29T18:29:21.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/report-unauthorized--payments-ca?language=en_US</loc><lastmod>2026-07-29T18:27:07.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/unrequested-pin-notifications-ca?language=en_US</loc><lastmod>2026-08-20T19:52:20.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/extended-fraud-alert-and-credit-freeze-ca?language=en_US</loc><lastmod>2026-07-29T18:31:39.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/troubleshooting-tips-ca?language=en_US</loc><lastmod>2026-07-29T18:08:43.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/for-merchants-and-business-partners-ca?language=en_US</loc><lastmod>2026-06-12T20:04:35.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/affirm-app-features-ca?language=en_US</loc><lastmod>2025-03-05T16:52:33.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-sp-ca?language=en_US</loc><lastmod>2025-03-11T04:27:47.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-sp-ca?language=fr</loc><lastmod>2025-04-14T21:48:23.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/managing-my-shop-pay-installments-with-affirm-sp-ca?language=en_US</loc><lastmod>2025-04-16T12:42:01.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/managing-my-shop-pay-installments-with-affirm-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/managing-my-shop-pay-installments-with-affirm-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/managing-my-shop-pay-installments-with-affirm-sp-ca?language=fr</loc><lastmod>2025-04-16T12:42:01.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/managing-my-shop-pay-installments-with-affirm-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/managing-my-shop-pay-installments-with-affirm-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/Report-unauthorized-activity-sp-ca?language=en_US</loc><lastmod>2026-01-19T20:12:03.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/Report-unauthorized-activity-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/Report-unauthorized-activity-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/Report-unauthorized-activity-sp-ca?language=fr</loc><lastmod>2026-01-19T20:12:03.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/Report-unauthorized-activity-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/Report-unauthorized-activity-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/my-identity-needs-to-be-verified-ca?language=en_US</loc><lastmod>2026-07-29T18:22:35.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/reopen-account-ca?language=en_US</loc><lastmod>2026-07-29T18:26:03.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/sign-in-ca?language=en_US</loc><lastmod>2026-07-29T18:18:14.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/submit-a-pipeda-privacy-request-for-shop-pay-installments-sp-ca?language=en_US</loc><lastmod>2025-04-09T18:50:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/submit-a-pipeda-privacy-request-for-shop-pay-installments-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/submit-a-pipeda-privacy-request-for-shop-pay-installments-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/submit-a-pipeda-privacy-request-for-shop-pay-installments-sp-ca?language=fr</loc><lastmod>2025-06-02T18:24:52.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/submit-a-pipeda-privacy-request-for-shop-pay-installments-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/submit-a-pipeda-privacy-request-for-shop-pay-installments-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/payment-issues-sp-ca?language=en_US</loc><lastmod>2025-03-11T15:49:08.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/payment-issues-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/payment-issues-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/payment-issues-sp-ca?language=fr</loc><lastmod>2025-04-14T21:32:49.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/payment-issues-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/payment-issues-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/making-a-payment-sp-ca?language=en_US</loc><lastmod>2025-03-11T18:38:27.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/making-a-payment-sp-ca?language=fr</loc><lastmod>2025-04-14T21:29:06.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/if-you-didnt-get-approved-for-shop-pay-installments-sp-ca?language=en_US</loc><lastmod>2025-06-02T18:41:22.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/if-you-didnt-get-approved-for-shop-pay-installments-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/if-you-didnt-get-approved-for-shop-pay-installments-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/if-you-didnt-get-approved-for-shop-pay-installments-sp-ca?language=fr</loc><lastmod>2025-06-02T18:41:22.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/if-you-didnt-get-approved-for-shop-pay-installments-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/if-you-didnt-get-approved-for-shop-pay-installments-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/bankruptcy-sp-ca?language=en_US</loc><lastmod>2026-01-19T20:11:32.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/bankruptcy-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/bankruptcy-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/bankruptcy-sp-ca?language=fr</loc><lastmod>2026-01-19T20:11:32.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/bankruptcy-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/bankruptcy-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-sp-ca?language=en_US</loc><lastmod>2026-06-01T17:53:25.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-sp-ca?language=fr</loc><lastmod>2026-06-01T17:53:25.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/pay-with-shop-pay-installments-when-you-check-out-sp-ca?language=en_US</loc><lastmod>2025-08-13T13:39:21.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/pay-with-shop-pay-installments-when-you-check-out-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/pay-with-shop-pay-installments-when-you-check-out-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/pay-with-shop-pay-installments-when-you-check-out-sp-ca?language=fr</loc><lastmod>2025-08-13T13:39:21.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/pay-with-shop-pay-installments-when-you-check-out-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/pay-with-shop-pay-installments-when-you-check-out-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/credit-freeze-or-lock-sp-ca?language=en_US</loc><lastmod>2025-03-11T00:50:44.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/credit-freeze-or-lock-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/credit-freeze-or-lock-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/credit-freeze-or-lock-sp-ca?language=fr</loc><lastmod>2025-04-14T21:18:53.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/credit-freeze-or-lock-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/credit-freeze-or-lock-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/close-my-account-sp-ca?language=en_US</loc><lastmod>2025-03-11T01:05:21.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/close-my-account-sp-ca?language=fr</loc><lastmod>2025-04-14T22:04:33.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-sp-ca?language=en_US</loc><lastmod>2025-08-13T13:41:24.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-sp-ca?language=fr</loc><lastmod>2025-08-13T13:41:24.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/find-my-purchase-id-sp-ca?language=en_US</loc><lastmod>2025-03-11T15:49:08.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/find-my-purchase-id-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/find-my-purchase-id-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/find-my-purchase-id-sp-ca?language=fr</loc><lastmod>2025-04-14T21:40:49.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/find-my-purchase-id-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/find-my-purchase-id-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/about-shop-pay-installments-sp-ca?language=en_US</loc><lastmod>2026-08-18T13:05:25.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/about-shop-pay-installments-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/about-shop-pay-installments-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/about-shop-pay-installments-sp-ca?language=fr</loc><lastmod>2026-08-18T13:05:25.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/about-shop-pay-installments-sp-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/about-shop-pay-installments-sp-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/paybright-affirm-faqs-ca?language=en_US</loc><lastmod>2026-06-29T18:35:38.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/paybright-affirm-faqs-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/paybright-affirm-faq-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/paybright-affirm-faq-ca?language=fr</loc><lastmod>2026-06-29T18:35:38.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/paybright-affirm-faqs-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/paybright-affirm-faq-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/legal-representation-support-ca?language=en_US</loc><lastmod>2026-07-29T18:32:46.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/set-up-a-passcode-your-fingerprint-or-face-id-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/set-up-a-passcode-your-fingerprint-or-face-id-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/set-up-a-passcode-your-fingerprint-or-face-id-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/set-up-a-passcode-your-fingerprint-or-face-id-ca?language=fr</loc><lastmod>2026-06-12T20:14:50.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/set-up-a-passcode-your-fingerprint-or-face-id-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/set-up-a-passcode-your-fingerprint-or-face-id-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-email-address-ca?language=en_US</loc><lastmod>2026-07-29T18:23:44.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/reporting-to-credit-bureaus-ca?language=en_US</loc><lastmod>2025-08-25T20:21:34.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/reporting-to-credit-bureaus-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/reporting-to-credit-bureaus-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/reporting-to-credit-bureaus-ca?language=fr</loc><lastmod>2026-06-12T20:19:01.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/reporting-to-credit-bureaus-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/reporting-to-credit-bureaus-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/get-a-refund-ca?language=en_US</loc><lastmod>2026-08-17T19:52:58.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/get-a-refund-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/get-a-refund-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/get-a-refund-ca?language=fr</loc><lastmod>2026-08-17T19:52:58.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/get-a-refund-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/get-a-refund-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/contact-us-ca?language=en_US</loc><lastmod>2024-09-11T18:46:06.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/contact-us-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/contact-us-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/contact-us-ca?language=fr</loc><lastmod>2026-06-12T20:28:17.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/contact-us-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/contact-us-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/charged-off-loan-ca?language=en_US</loc><lastmod>2026-06-03T14:34:53.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/charged-off-loan-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/charged-off-loan-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/charged-off-loan-ca?language=fr</loc><lastmod>2026-06-12T20:23:11.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/charged-off-loan-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/charged-off-loan-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/how-affirm-works-ca?language=en_US</loc><lastmod>2024-07-03T09:22:07.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/how-affirm-works-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/how-affirm-works-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/how-affirm-works-ca?language=fr</loc><lastmod>2026-06-12T20:13:51.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/how-affirm-works-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/how-affirm-works-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/cant-verify-my-identity-ca?language=en_US</loc><lastmod>2024-04-30T15:20:36.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/cant-verify-my-identity-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/cant-verify-my-identity-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/cant-verify-my-identity-ca?language=fr</loc><lastmod>2026-06-12T20:29:26.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/cant-verify-my-identity-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/cant-verify-my-identity-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/where-is-my-refund-ca?language=en_US</loc><lastmod>2025-05-15T19:17:01.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-refund-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-refund-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/where-is-my-refund-ca?language=fr</loc><lastmod>2025-05-15T19:17:01.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-refund-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-refund-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/cancel-an-order-ca?language=en_US</loc><lastmod>2024-04-30T15:20:38.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/cancel-an-order-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/cancel-an-order-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/cancel-an-order-ca?language=fr</loc><lastmod>2026-06-12T19:29:08.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/cancel-an-order-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/cancel-an-order-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/pipeda-privacy-request-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/pipeda-privacy-request-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/pipeda-privacy-request-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/pipeda-privacy-request-ca?language=fr</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/pipeda-privacy-request-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/pipeda-privacy-request-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/coronavirus-impact-ca?language=en_US</loc><lastmod>2024-06-06T19:14:32.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/coronavirus-impact-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/coronavirus-impact-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/coronavirus-impact-ca?language=fr</loc><lastmod>2024-06-06T19:14:32.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/coronavirus-impact-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/coronavirus-impact-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/close-my-account-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/close-my-account-ca?language=fr</loc><lastmod>2026-06-12T20:19:28.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/close-my-account-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/terms-of-service-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/terms-of-service-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/terms-of-service-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/terms-of-service-ca?language=fr</loc><lastmod>2026-06-12T20:14:23.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/terms-of-service-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/terms-of-service-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/affirm-privacy-policy-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/affirm-privacy-policy-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/affirm-privacy-policy-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/affirm-privacy-policy-ca?language=fr</loc><lastmod>2026-06-12T20:29:58.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/affirm-privacy-policy-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/affirm-privacy-policy-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/report-unauthorized-activity-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/report-unauthorized-activity-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/report-unauthorized-activity-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/report-unauthorized-activity-ca?language=fr</loc><lastmod>2026-06-12T20:33:50.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/report-unauthorized-activity-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/report-unauthorized-activity-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-ca?language=en_US</loc><lastmod>2026-06-05T18:43:55.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-ca?language=fr</loc><lastmod>2026-06-05T18:43:55.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/dispute-a-purchase-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/where-is-my-order-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-order-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-order-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/where-is-my-order-ca?language=fr</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-order-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/where-is-my-order-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-mobile-notifications-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-mobile-notifications-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-mobile-notifications-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-mobile-notifications-ca?language=fr</loc><lastmod>2026-06-12T20:22:44.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-mobile-notifications-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-mobile-notifications-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-email-notifications-ca?language=en_US</loc><lastmod>2026-01-08T16:20:25.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-email-notifications-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-email-notifications-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-email-notifications-ca?language=fr</loc><lastmod>2026-06-12T20:28:47.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-email-notifications-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-email-notifications-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/find-my-loan-id-ca?language=en_US</loc><lastmod>2024-04-30T15:20:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/find-my-loan-id-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/find-my-loan-id-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/find-my-loan-id-ca?language=fr</loc><lastmod>2026-06-12T20:27:27.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/find-my-loan-id-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/find-my-loan-id-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-ca?language=en_US</loc><lastmod>2026-07-22T15:06:55.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-ca?language=fr</loc><lastmod>2026-07-22T15:06:55.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/update-my-phone-number-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/early-or-late-payments-ca?language=en_US</loc><lastmod>2026-02-09T23:07:34.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/early-or-late-payments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/early-or-late-payments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/early-or-late-payments-ca?language=fr</loc><lastmod>2026-02-09T23:07:34.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/early-or-late-payments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/early-or-late-payments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/see-my-loans-ca?language=en_US</loc><lastmod>2024-09-12T18:10:25.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/see-my-loans-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/see-my-loans-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/see-my-loans-ca?language=fr</loc><lastmod>2024-09-12T18:10:25.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/see-my-loans-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/see-my-loans-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/combine-payments-ca?language=en_US</loc><lastmod>2024-04-30T15:20:45.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/combine-payments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/combine-payments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/combine-payments-ca?language=fr</loc><lastmod>2026-06-12T20:12:10.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/combine-payments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/combine-payments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/payment-reminders-ca?language=en_US</loc><lastmod>2025-12-16T17:28:26.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/payment-reminders-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/payment-reminders-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/payment-reminders-ca?language=fr</loc><lastmod>2025-12-16T17:28:26.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/payment-reminders-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/payment-reminders-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/using-autopay-ca?language=en_US</loc><lastmod>2026-03-18T02:13:43.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/using-autopay-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/using-autopay-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/using-autopay-ca?language=fr</loc><lastmod>2026-06-12T20:30:43.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/using-autopay-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/using-autopay-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/add-or-remove-a-payment-method-ca?language=en_US</loc><lastmod>2026-03-18T21:46:35.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/add-or-remove-a-payment-method-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/add-a-payment-method-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/add-a-payment-method-ca?language=fr</loc><lastmod>2026-06-12T19:28:20.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/add-or-remove-a-payment-method-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/add-a-payment-method-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/accidental-payments-ca?language=en_US</loc><lastmod>2026-07-25T05:09:03.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/accidental-payments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/accidental-payments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/accidental-payments-ca?language=fr</loc><lastmod>2026-07-25T05:09:03.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/accidental-payments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/accidental-payments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/change-my-due-dates-ca?language=en_US</loc><lastmod>2024-04-30T15:20:39.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/change-my-due-dates-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/change-my-due-dates-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/change-my-due-dates-ca?language=fr</loc><lastmod>2024-04-30T15:20:39.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/change-my-due-dates-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/change-my-due-dates-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/overpayments-ca?language=en_US</loc><lastmod>2025-12-13T13:10:01.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/overpayments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/overpayments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/overpayments-ca?language=fr</loc><lastmod>2024-04-30T15:20:39.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/overpayments-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/overpayments-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/payment-due-dates-ca?language=en_US</loc><lastmod>2024-04-30T15:20:39.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/payment-due-dates-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/payment-due-dates-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/payment-due-dates-ca?language=fr</loc><lastmod>2026-06-12T20:17:07.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/payment-due-dates-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/payment-due-dates-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/see-my-balance-ca?language=en_US</loc><lastmod>2024-04-30T15:20:39.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/see-my-balance-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/see-my-balance-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/see-my-balance-ca?language=fr</loc><lastmod>2026-06-12T19:07:30.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/see-my-balance-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/see-my-balance-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/making-a-payment-ca?language=en_US</loc><lastmod>2026-05-09T20:13:50.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/making-a-payment-ca?language=fr</loc><lastmod>2025-08-22T00:40:23.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/making-a-payment-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/not-approved-ca?language=en_US</loc><lastmod>2024-04-30T15:20:37.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/not-approved-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/not-approved-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/not-approved-ca?language=fr</loc><lastmod>2026-06-12T20:31:17.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/not-approved-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/not-approved-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/loan-is-still-processing-ca?language=en_US</loc><lastmod>2026-04-08T23:31:00.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/loan-is-still-processing-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/loan-is-still-processing-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/loan-is-still-processing-ca?language=fr</loc><lastmod>2026-06-12T20:21:35.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/loan-is-still-processing-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/loan-is-still-processing-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/no-order-confirmation-ca?language=en_US</loc><lastmod>2024-04-30T15:20:37.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/no-order-confirmation-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/no-order-confirmation-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/no-order-confirmation-ca?language=fr</loc><lastmod>2024-04-30T15:20:37.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/no-order-confirmation-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/no-order-confirmation-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/make-a-down-payment-ca?language=en_US</loc><lastmod>2026-08-19T14:23:29.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/make-a-down-payment-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/make-a-down-payment-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/make-a-down-payment-ca?language=fr</loc><lastmod>2026-08-19T14:23:29.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/make-a-down-payment-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/make-a-down-payment-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/apply-for-a-loan-ca?language=en_US</loc><lastmod>2025-10-21T21:40:47.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/apply-for-a-loan-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/apply-for-a-loan-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/apply-for-a-loan-ca?language=fr</loc><lastmod>2026-06-12T20:20:00.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/apply-for-a-loan-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/apply-for-a-loan-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/availability-and-restrictions-ca?language=en_US</loc><lastmod>2026-08-18T13:02:47.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/availability-and-restrictions-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/availability-and-restrictions-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/availability-and-restrictions-ca?language=fr</loc><lastmod>2026-08-18T13:02:47.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/availability-and-restrictions-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/availability-and-restrictions-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-ca?language=en_US</loc><lastmod>2024-04-30T15:20:36.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-ca?language=fr</loc><lastmod>2026-06-12T20:32:46.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/protecting-your-data-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/prequalified-but-not-approved-ca?language=en_US</loc><lastmod>2026-07-29T18:19:46.000Z</lastmod></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/about-prequalifying-ca?language=en_US</loc><lastmod>2024-04-30T15:20:36.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/about-prequalifying-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/about-prequalifying-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/about-prequalifying-ca?language=fr</loc><lastmod>2026-06-12T20:22:13.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/about-prequalifying-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/about-prequalifying-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/create-account-ca?language=en_US</loc><lastmod>2026-01-28T15:44:08.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/create-account-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/create-account-ca?language=fr"/></url><url><loc>https://helpcenter.affirm.ca/ca/s/article/create-account-ca?language=fr</loc><lastmod>2026-06-12T20:16:40.000Z</lastmod><xhtml:link rel="alternate" hreflang="en-us" href="https://helpcenter.affirm.ca/ca/s/article/create-account-ca?language=en_US"/><xhtml:link rel="alternate" hreflang="fr" href="https://helpcenter.affirm.ca/ca/s/article/create-account-ca?language=fr"/></url></urlset>